Indexed Universal Life Insurance

Indexed Universal Life Insurance

​Dealing with market volatility can be a maddening exercise, and it’s made financial planning more difficult. An Indexed Universal Life Insurance policy can help turn that volatility to your advantage, while delivering some unique tax-saving benefits. With an IUL, the cash value of your policy will follow the performance of an index or blend of indexes that you select… not an individual equity. 
There are some upside limits on index performance, but the goal is to provide you with 0% floor. That means you can’t lose a dime due to poor index performance. And because these policies are life insurance, they offer unique tax benefits not available with other investment strategies. By properly following policy guidelines, distributions are tax-free and death benefits are always a tax-free distribution to your beneficiaries.  
Having an Indexed Universal Life policy in place can also help with estate planning, by avoiding probate or distribution disputes. 
Few products offer the liquidity, flexibility, tax advantages, excellent accumulation potential, and market loss prevention quite like an IUL. To learn more about IULs - and our risk mitigation strategy to build wealth- call us to set up a free consultation today.  



Benny Levy
303-946-8992
[email protected]
Insurance in Denver Colorado